The Analysis Part, Not the Judgment Part
Pulling ratios and spotting variances is arithmetic. Knowing which variance matters to this particular client is why they hired you.
Anomalies, Surfaced
Ratio moves, balance sheet items that don't sit right, an expense line that jumped without an obvious reason. It surfaces them and you decide which ones are interesting.
Trends Across Periods
Revenue, expense, and cash flow patterns tracked quarter over quarter, so you can start the conversation before the client notices the problem themselves.
A Draft, Not a Verdict
Observations and benchmarks written into something you can edit into a client report. Draft is the operative word, and we mean it literally.
What the Numbers Are Doing
Every line item read across periods and against benchmarks, with the handful that moved pulled to the top. You walk into the client call already knowing where the awkward question is.
- Ratio Analysis Engine
Liquidity, profitability, and leverage ratios calculated across periods with benchmark comparisons attached to each one.
- Comparative Period Analysis
Quarters and years side by side, variances highlighted, with suggested explanations you'll either confirm or throw out.
- Drill Into Any Flag
Click a flagged item and see the transactions and documents underneath it, instead of hunting the general ledger to find out why it got flagged.
- Report Generation
Charts, commentary, and recommendations assembled into one document. Then you edit it, because a client report that went out unread is how firms lose clients.
Acme Corp: Q4 2025 Analysis
Current Ratio
2.1x
+
Gross Margin
42%
-
Debt/Equity
0.8x
=
Anomaly: SG&A Expense Spike
SG&A increased 34% QoQ while revenue grew only 8%. Investigate consulting fees and marketing spend.
Trend: Declining Gross Margin
Gross margin has declined 3 consecutive quarters. COGS growing faster than revenue.
Who It's For
Firms whose advisory work keeps losing to whoever has time to build the schedule
CPA Firms
Compilations and reviews where somebody would otherwise eyeball the ratios by hand at the end of a long week.
Advisory Practices
The analysis that turns a compliance engagement into a conversation the client will pay more for.
CFO Services
Outsourced CFO clients get the depth of analysis a full-time finance team would produce, without the headcount.
Audit Teams
Risk areas identified early, so fieldwork starts with a hypothesis instead of a blank workpaper.
Revenue vs. Expenses (Quarterly)
Q1 2025
Rev: $1.2M | Exp: $890K
Q2 2025
Rev: $1.4M | Exp: $980K
Q3 2025
Rev: $1.3M | Exp: $1.05M
Q4 2025
Rev: $1.5M | Exp: $1.12M
AI Observation
Q3 margin compression driven by one-time consulting engagement. Normalized margin: ~27%.
Commentary You Still Have to Read
Periods compared side by side, with drafted commentary attempting an explanation for each variance. Sometimes it's right. Sometimes it confidently attributes a margin dip to seasonality when you know it was one consulting engagement.
That's the deal, and we'd rather be plain about it than sell you a machine that advises clients. Reports build in one click, complete with charts and ratio trends. A human edits the narrative and a human presses send.
Frequently Asked Questions
What types of financial statements can the AI analyze?
Balance sheets, income statements, cash flow statements, and trial balances, pulled from QuickBooks, Xero, Sage, and most other platforms, or uploaded as CSV and Excel. Garbage in still applies. If the underlying books are a mess, the analysis will be a confident-looking description of a mess.
How does anomaly detection work?
It compares the current period against the client's own history, expected ratios, and industry benchmarks, then flags what deviates and scores how much. An expense spike, margin compression, a balance sheet item that stopped behaving. You get a prioritized list rather than a wall of yellow.
Can I customize the analysis parameters?
Yes. Set your own variance thresholds, choose which ratios matter, define benchmarks that fit the industry you actually serve, and save templates per client type. The defaults are a starting point, not a religion.
Does it integrate with my existing tools?
QuickBooks Online, QuickBooks Desktop, Xero, Sage, and most practice management systems. Data syncs on its own, so the analysis reflects the books as they are this morning rather than at last close.
How much should I trust the AI commentary?
Treat it as a capable first draft from someone who has never met your client. It's good at spotting what moved and describing it accurately. It doesn't know the owner bought a building in Q3, or that the margin dip was a one-time engagement. That context is yours to add, and a person reads every report before it leaves the firm.
How are the client-facing reports generated?
One click produces a PDF or an interactive report with charts, ratio analysis, trend commentary, and the AI's observations. You edit the narrative before anyone outside the firm sees it, and nothing sends itself.